How It Works
With
ifthenpay.me, the merchant generates a QR code that can be displayed physically on counters, storefronts, or menus, or shared digitally. When scanning the code with their smartphone, the customer has two options:
- Set the Amount: If the merchant hasn’t predefined the amount, the customer can input it directly into the platform.
- Add Invoice Details: Before completing the payment, the customer can fill in the required details for the invoice, such as name, address, and tax identification number (NIF), ensuring a quick and seamless process.
After this step, the customer selects the desired payment method and completes the transaction in just a few clicks.
Advantages for Merchants
For merchants, payment confirmation is sent instantly through a mobile app available for Android or iOS. This feature eliminates uncertainties and streamlines real-time payment management.
The solution is particularly advantageous for small businesses that prefer to avoid acquiring a physical payment terminal (TPA), such as cafes, market stalls, beauty salons, or service providers.
A Practical Example
Imagine a regional product stall at a local market. Without access to electricity or traditional payment terminals, the merchant displays a visible QR code on the counter. Customers use their smartphones to scan the code, set the payment amount, fill in the invoice details, and pay quickly using their preferred method. Meanwhile, the merchant receives real-time payment confirmation via the app.
A Simpler Future
ifthenpay.me establishes itself as a modern and accessible solution, ideal for
small businesses looking to simplify in-person payments. With easy usability and the elimination of barriers such as physical equipment, this tool promises to be an essential ally in the growth and modernization of local and in-person commerce.
