Pagamentos Multibanco para a sua empresa

PAYMENT VOLUME

N.º ACESSOS BACKOFFICE
Web
iOS
Android
Windows Mobile

Benefits

Multibanco, MBWAY and PAYSHOP payments has numerous advantages for your business:

 

free for users

 

payments 24 hours a day
with real-time notifications

 

secure payments in Multibanco ATM, MBWAY and PAYSHOP

 

protected user data,
no need to enter bank or card information

 

multichannel payments: multibanco ATMs, Homebanking,
mobile phones, mPOS, MB SPOT network, MBWAY,
PAYSHOP network, Post Offices

 

directly from users' bank accounts
no need for pre-load wallets

 

fully checkout inside seller's website

 

free APP for payments tracking

 

more automation, less administrative work,
greater effectivness sales

 

Statistics

Annual Payments Ifthenpay (M€)

Year Annual Volume

Number of Acquiring Entities

Year No. Entities

Distribution by Sector (Volume in M €)

Payments by Terminal Type (%)

How it works

1

The Multibanco, MBWAY or PAYSHOP references are automatically integrated in your online store, emails, SMS, traditional paper documents like invoices or orders

2

Immediately after payment, in real-time, ifthenpay notifies you (by email, push notifications, callback, webservice, or just check our APP or backoffice)

3

Ifthenpay daily transfers the payments amount less the comission

 

Channels / Forms of Payment

Ifthenpay references can be paid on any of the following channels:

Multibanco ATMs terminals:
There are thousands of ATMs spread all over the country;

HomeBanking:
Comfortably at home on the banks websites or APPs;

MB SPOT:
Through the MBSPOT network;

PAYSHOP Agents:
In the PAYSHOP network and Post Offices for cash payments;

Bank Cards:
Currently there are over 19 million MB cards, 98% of which are co-branded with international reference systems such as Visa, MasterCard or American Express;

Mobile Phones:
With MBWAY APP, MB Phone or TeleMultibanco, which turns your mobile phone into an ATM terminal; or through the banks APPs that operate in Portugal;

Physical or virtual mPOS:
Most mPOS accepts our Multibanco references;

How to create Multibanco
References

Ifthenpay allows any software or website to easily generate Multibanco references. They works with "check-digits" (control digits) and are calculated according to an algorithm;

The Multibanco references are immediately and automatically valid and the Multibanco terminal validates the "check digits" to avoid typos and mistakes;

In the Multibanco references you can include the customer number or order number to easily identify the customer or the order paid;

The generation of Multibanco references is made inside your website... there is no communication with ifthenpay or any other entity or webservice to generate or communicate the references issued (which guarantees 100% of operation!).

Ifthenpay offers a free APP that allows you to generate Multibanco references on demand and send them by email, SMS;

Price

0.70€

0.07€ + 0.7%

0.57€

FOR EACH EFFECTIVE PAYMENT

(+ VAT)

No activation fee, monthly fee or membership;
No initial investment in Hardware or Software;
Only the references actually paid are collected;
Free Real-time notifications;
Free daily transfers;
No minimum transactions, deadlines or exclusivity contracts;
Free plug-ins for most e-commerce platforms and billing software;
Free technical assistance;
Free APP for payments tracking.

 

See here the detailed price list in accordance with Notice no. 8/2009 and Instruction no. 21/2009 of the Bank of Portugal.
We are market leaders and the first to make this service available in Portugal.
Our Multibanco entities are: 10559, 11202, 11473, 11604, 11686, 11687, 11802, 11873, 11925, 11988, 11989, 11990, 12133, 12177, 12178, 12179, 12262, 12263, 21721 and 21874.
Our entity PAYSHOP is: 10216.

 

Subscribe

Modules for online stores and examples
(including modules for most e-commerce, billing and programming languages)

 


Download the mobile APP

Press & Media

IFTHENPAY in the media

June 28, 2019

PAYSHOP (CTT Group) and IFTHENPAY sign partnership for payments

PAYSHOP signed a partnership agreement with IFTHENPAY. From now on, the entities adhering to IFTHENPAY, have the Payshop references, as well as the Multibanco and MB Way references.
The Payshop references allow cash payments in PAYSHOP network and Poste Offices... the bigger cash payments network in Portugal.
The agreement was signed at the headquarters of the CTT Group, with the CEO of PAYSHOP, the Executive Administrator of CTT Bank, and the Executive Administrator of CTT.

October 25, 2018

IFTHENPAY at the Money Conference 2018

IFTHENPAY is pleased to announce that its CEO was a speaker at the Money Conference, organized by Dinheiro Vivo / TSF, Global Media Group, held on October 25 in Lisbon.
The theme was "The Future of Money: How Banking and Fintechs Get Ready for 2030."
In addition to the CEO of IFTHENPAY, the Minister of Economy, CGD CEO, Millennium BCP CEO, NovoBanco CEO, Bankinter Portugal manager, APB President, the person in charge of PayPal, and other responsible of Fintechs was present.

May 17, 2018

MBWAY Integration

IFTHENPAY is pleased to announce the MBWAY integration into our payments gateway.
The launch of the new service was done at WordCamp Porto 2018, at the Engineering University, member of University of Porto, on May 18.
With this payment method, your customers will be able to pay you by MBWAY smartphone APP, both for remote payments and for face-to-face payments.
Our APP turns your smartphone into a virtual mPOS to receive by MBWAY, with no upfront cost or monthly fees.
Advertise now in your shop "WE ACCEPT MBWAY"!

April 5, 2018

€ 1,000 millions of payments

IFTHENPAY reached €1,000,000,000 in volume of accumulated payments on 5 April 2018.
We were the first of the new FINTECH in Portugal to reach this value.
We thank all our customers, employees and partners for this stage.
These billion are not ours ... they are from more than 10,000 adherent companies that use our payment service every day. It is a result of its growth, the quality of its products and services, its technological development effort and the confidence of its customers.
It's one billion satisfied customers, one billion paid invoices, one billion fulfilled responsibilities, one billion paid products, one billion online sales, one billion trips made... one billion dreams come true!
As we have not forgotten our origins, and as a way to mark this stage, we offer a donation of € 1,000 to our first customer, the Firefighters Volunteers Santa Maria da Feira, who had the 1st payment on 10/17/2005 at 13:05H, in value of € 24.

But, these are only the first billion. What we want is to continue to grow with you, and that soon, together, we can multiply this value!

Contacts






The personal data provided in this form will not be subject to any treatment, serving only and exclusively to respond to the requested.

 

 

Address:
Rua São José n.º 771
Santa Maria de Lamas
4535-404 Santa Maria da Feira
Portugal
European Union

40° 58' 26.9882'' N | 8° 34' 21.0058'' W

T. +351 227 660 871  F. +351 227 459 006

info@ifthenpay.com | suporte@ifthenpay.com | pagamentos@ifthenpay.com

In case of suspected fraud contact: fraude@ifthenpay.com (Filipe Moura)

Terms and conditions | Quarterly Balance Sheets | Annual Accounts

Payment Institution Authorized and Supervised by Portugal Central Bank (registration number 8707) | VAT Number PT 510 450 024 | Share capital: 100.000,00 €