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Benefits.

The payment service by reference MULTIBANCO, MB WAY, PAYSHOP and Credit Card provided by ifthenpay has numerous advantages for your business.

1
Free

Free

Free for users
2
24 Hours

24 Hours

Payments 24 hours a day with real-time notifications
3
Safety

Safety

Secure payments by MULTIBANCO ATMs, MB WAY, PAYSHOP and Credit Card
4
User Data

User Data

Protected user data,no need to enter bank or card information
5
Multichannel

Multichannel

Multichannel payments: MULTIBANCO ATMs, Homebanking, mobile phones, mPOS, MB SPOT network, MB WAY, PAYSHOP network, Post Offices
6
Bank Independence

Bank Independence

Change Banks without having to change POS. We integrate with all Banks in the SEPA zone
7
Tracking

Tracking

Free APP for payments tracking
8
Efficiency

Efficiency

more automation, less administrative work, greater effectivness sales
Números
Numbers.

Our numbers up to the current year.

Annual Volume Payments (M€)

*Previsão para o ano 2024

Number of Adhering Entities

Distribution by Sector

Payments by Terminal Type (%)

How it Works.

Discover the 4 stages of our service.

1

Issuance

MULTIBANCO, MB WAY, PAYSHOP or Credit Card References are issued automatically by your online store, in your traditional invoices, on your smartphone using our free App, in your customer area (backoffice), etc.
2

Notification

Immediately after payment is made, in real-time, ifthenpay notifies you (by email, push notifications, callback, webservice, or just check our APP or backoffice).
3

Transfer

ifthenpay daily transfers the payments amount, less the comission.
4

Invoicing

A monthly invoice is sent containing the price of the services provided and the monthly statements.
Where to Use.

Some examples where you can use our service.

Price.

Online Payments

No monthly fees, transaction minimums, lengths of stay or exclusivity contracts.

Tarifário MB WAY
0.07€ + 0.7%
Tarifário Multibanco
0.20€ + 1.5%
Tarifário PAYSHOP
0.57€
Tarifário Cartão de Crédito
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Tarifário Google Pay
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Tarifário Apple Pay
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Cofidis Pay
0.00€*
Tarifário Pix
0.20€ + 3.5%
Tarifário Débitos Diretos
0.45€
* ifthenpay does not charge any commission for the integration of this payment method.
Payment of installments with 0% interest and charges will be made via debit card or customer credit
through the payment solution based on a factoring contract between Cofidis and the merchant.
Inquire at Cofidis, registered with the Bank of Portugal under number 921.

VAT is added at the legal rate in use

Card Present Payments: POS

Discover our offer.

Tarifário TPA
0.7%
For each effective payment
Credit Card Consumer
The European Economic Area (EEA)

SMART POS

TPA
Contactless
Touch Screen
Wi-Fi
SIM Card
Integrated Printer
Direct Billing (i)
MB WAY
12€
Monthly rental

CLASSIC POS

TPA
Contactless
Keyboard
Robust
Autonomy
SIM Card
Integrated Printer
MB WAY
12€
Monthly rental

12€

Monthly rental

(i) Not included. Possibility of integrating invoicing software to invoice directly in the TPA.

VAT is added at the legal rate in use

Press & Media.

ifthenpay in the media.

ifthen<span style='color:#88a9a0'>pay.me</span> Simplifies Payments with QR Codes
04 December 2024
Read More

ifthenpay.me Simplifies Payments with QR Codes

The digital age continues to transform in-person commerce, and ifthenpay.me emerges as an innovative solution to simplify payments for businesses seeking efficiency without relying on traditional payment terminals (TPA). Using QR codes, this tool offers merchants and customers a fast, practical, and secure payment experience.
CTT integrate ifthenpay Payment Solutions into their Online Store
15 November 2024
Read More

CTT integrate ifthenpay Payment Solutions into their Online Store

The online store of the CTT now offers payment methods such as Multibanco and MB WAY, utilizing the solutions of the Portuguese fintech ifthenpay. This strategic partnership allows ifthenpay to strengthen its presence in the market by offering its widely used and reliable payment solutions directly on the digital platform of CTT.
ifthenpay Leads Satisfaction Index in Electronic Payment Solutions on Portal da Queixa
01 November 2024
Read More

ifthenpay Leads Satisfaction Index in Electronic Payment Solutions on Portal da Queixa

ifthenpay reaffirms its leadership in satisfaction in the category of Electronic Payment Solutions on Portal da Queixa, achieving the best Satisfaction Index for several consecutive months. This result reflects consumers' trust in the excellence and quality of the services provided by the Portuguese fintech.
ifthenpay introduces PIX payment method to expand international transaction options
24 October 2024
Read More

ifthenpay introduces PIX payment method to expand international transaction options

ifthenpay has announced the integration of the PIX payment method into its solutions, expanding the range of options available to its clients. PIX, launched by the Central Bank of Brazil, is an instant payment platform that allows real-time transactions, 24 hours a day, every day of the year.
ifthenpay launches Direct Debit service to optimize automatic payments
23 October 2024
Read More

ifthenpay launches Direct Debit service to optimize automatic payments

ifthenpay, a leading Portuguese company in payment solutions, has announced the launch of its new Direct Debit service. This innovative feature will allow businesses and entities across various sectors to automatically and regularly collect payments from their customers in a simple and efficient manner.
ifthenpay launches PINPAY service to simplify bill and purchase payments
11 October 2024
Read More

ifthenpay launches PINPAY service to simplify bill and purchase payments

ifthenpay, a Portuguese company specializing in payment solutions, has recently introduced PINPAY, a new tool designed to simplify the payment process for bills, services, purchases, and other transactions. PINPAY is an innovative and practical solution, created to streamline the payment process, providing users with a faster and more convenient experience.
ifthenpay integrates Multibanco and MB WAY with Shopkit
24 September 2024
Read More

ifthenpay integrates Multibanco and MB WAY with Shopkit

ifthenpay, a Portuguese company specializing in payment solutions, has announced the integration of Multibanco and MB WAY payment methods with the e-commerce platform Shopkit. Through this partnership, merchants using Shopkit will be able to offer their customers payments via Multibanco references and instant payments through MB WAY, simplifying and securing the purchasing process.
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Call Us
227 660 871
808 222 777
* Call cost to the national fixed network.
Address
Rua São José, 757
4535-404 Santa Maria de Lamas
Portugal - União Europeia
* 40° 58' 26.9882'' N | 8° 34' 21.0058'' W

In case of suspected fraud, contact: fraude@ifthenpay.com.
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