We support your business

Digital
Payments

For your company

Benefits Price API Subscribe

Simplify your
Payments

PINPAY.PT

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Smart POS

Contactless, Touch Screen, Wi-Fi,
SIM Card and Integrated Printer

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Classic POS

Contactless, SIM Card, Integrated Printer and MB WAY

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Online and
Card Present
payments

In the same Backoffice and Mobile APP

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Open your
business to the
world of

Partnership

24 hours
day payments
real time notifications

online store
integration

Plugins

don't have an online store?
use our APP
or Backoffice

Android iOS

simplify your
invoices payments

companies, schools, institutions...

simplify the payment

of quotas, events and donations

Secure payments
no fee to the buyer

Benefits.

The payment service by reference MULTIBANCO, MB WAY, PAYSHOP and Credit Card provided by ifthenpay has numerous advantages for your business.

Free

Free for users

24 Hours

Payments 24 hours a day with real-time notifications

Safety

Secure payments by MULTIBANCO ATMs, MB WAY, PAYSHOP and Credit Card

User Data

Protected user data,no need to enter bank or card information

Multichannel

Multichannel payments: MULTIBANCO ATMs, Homebanking, mobile phones, mPOS, MB SPOT network, MB WAY, PAYSHOP network, Post Offices

Bank Independence

Change Banks without having to change POS. We integrate with all Banks in the SEPA zone

Tracking

Free APP for payments tracking

Efficiency

more automation, less administrative work, greater effectivness sales

Numbers.

Our numbers up to the current year.

Annual Volume Payments (M€)

*Previsão para o ano 2024

Number of Adhering Entities

Distribution by Sector

Payments by Terminal Type (%)

In an online world buy and pay safely from a distance...
and stay closer to those who matter most!

How it Works.

Discover the 4 stages of our service.

Issuance

MULTIBANCO, MB WAY, PAYSHOP or Credit Card References are issued automatically by your online store, in your traditional invoices, on your smartphone using our free App, in your customer area (backoffice), etc.

Notification

Immediately after payment is made, in real-time, ifthenpay notifies you (by email, push notifications, callback, webservice, or just check our APP or backoffice).

Transfer

ifthenpay daily transfers the payments amount, less the comission.

Invoicing

A monthly invoice is sent containing the price of the services provided and the monthly statements.

Where to Use.

Some examples where you can use our service.

E-Commerce

Integrated in the main e-commerce platforms or in a custom-developed digital platform.

CMS

Documents

Integrated in traditional documents such as invoices or quotes.

Most billing software already offers integration with our service or can be easily integrated.

Backoffice or Mobile

Through the backoffice or mobile APP it is possible to generate MULTIBANCO or MB WAY requests directly in our backoffice or APP and send them to customers.

Even if you don't have an online store, you can receive digital payments remotely.

PINPAY

The PINPAY service simplifies bill and purchase payments through a PIN code, which directs the user to choose the desired payment method securely.

Pay By Link

It is possible to place on any website, software, social networks, e-mails, event registration forms, donation forms, etc., a link that gives direct access to our Gateway where the user will choose the desired payment method and make the payment.

IFTHENPAY.ME

ifthenpay.me is a solution for those who want to receive payments without needing a POS/TPA.

These payments can be made in person or remotely, easily by reading a QR Code.

POS - Point of Sale

Transform the payment experience in your business with Point of Sale (POS). Fast, secure, and versatile, POS enable swift payments via debit and credit cards, Contactless, MB WAY, Apple Pay, and Google Pay.

Direct Debit

Optimize payments in your business with Ifthenpay's Direct Debits. Secure and automated, they ensure regular collections without manual intervention, making recurring payments more efficient.

Price.

Online Payments

No monthly fees, transaction minimums, lengths of stay or exclusivity contracts.

0.07€ + 0.7%

0.20€ + 1.5%

0.57€

0.20€ + 1.5%

Credit Card Consumer
The European Economic Area (EEA)

0.20€ + 1.5%

Credit Card Consumer
The European Economic Area (EEA)

0.20€ + 1.5%

Credit Card Consumer
The European Economic Area (EEA)

0.00€*

0.20€ + 3.5%

0.45€

* ifthenpay does not charge any commission for the integration of this payment method.
Payment of installments with 0% interest and charges will be made via debit card or customer credit
through the payment solution based on a factoring contract between Coﬁdis and the merchant.
Inquire at Coﬁdis, registered with the Bank of Portugal under number 921.