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Benefits.

The payment service by reference MULTIBANCO, MB WAY, PAYSHOP and Credit Card provided by ifthenpay has numerous advantages for your business.

1
Free

Free

Free for users
2
24 Hours

24 Hours

Payments 24 hours a day with real-time notifications
3
Safety

Safety

Secure payments by MULTIBANCO ATMs, MB WAY, PAYSHOP and Credit Card
4
User Data

User Data

Protected user data,no need to enter bank or card information
5
Multichannel

Multichannel

Multichannel payments: MULTIBANCO ATMs, Homebanking, mobile phones, mPOS, MB SPOT network, MB WAY, PAYSHOP network, Post Offices
6
Bank Independence

Bank Independence

Change Banks without having to change POS. We integrate with all Banks in the SEPA zone
7
Tracking

Tracking

Free APP for payments tracking
8
Efficiency

Efficiency

more automation, less administrative work, greater effectivness sales
Números
Numbers.

Our numbers up to the current year.

Annual Volume Payments (M€)

*Previsão para o ano 2024

Number of Adhering Entities

Distribution by Sector

Payments by Terminal Type (%)

How it Works.

Discover the 4 stages of our service.

1

Issuance

Automatically generate payment references through your online store, invoices, or mobile app.
2

Notification

Be alerted in real-time after each payment, via email or push notifications.
3

Transfer

Receive daily payments, net of commissions.
4

Invoicing

Receive a detailed monthly invoice for the services provided.
Where to Use.

Some examples where you can use our service.

Price.

Online Payments

No monthly fees, transaction minimums, lengths of stay or exclusivity contracts.

Tarifário MB WAY
0.07€ + 0.7%
Tarifário Multibanco
0.20€ + 1.5%
Tarifário PAYSHOP
0.57€
Tarifário Cartão de Crédito
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Tarifário Google Pay
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Tarifário Apple Pay
0.20€ + 1.5%
Credit Card Consumer
The European Economic Area (EEA)
Cofidis Pay
0.00€*
Tarifário Pix
0.20€ + 3.5%
Tarifário Débitos Diretos
0.45€
* ifthenpay does not charge any commission for the integration of this payment method.
Payment of installments with 0% interest and charges will be made via debit card or customer credit
through the payment solution based on a factoring contract between Cofidis and the merchant.
Inquire at Cofidis, registered with the Bank of Portugal under number 921.

VAT is added at the legal rate in use

Card Present Payments: POS

Discover our offer.

Tarifário TPA
0.7%
For each effective payment
Credit Card Consumer
The European Economic Area (EEA)

SMART POS

TPA
Contactless
Touch Screen
Wi-Fi
SIM Card
Integrated Printer
Direct Billing (i)
MB WAY
12€
Monthly rental

CLASSIC POS

TPA
Contactless
Keyboard
Robust
Autonomy
SIM Card
Integrated Printer
MB WAY
12€
Monthly rental

12€

Monthly rental

(i) Not included. Possibility of integrating invoicing software to invoice directly in the TPA.

VAT is added at the legal rate in use

Press & Media.

ifthenpay in the media.

ifthenpay Launches Mobile App for PINPAY for Fast and Secure Payments
10 January 2025
Read More

ifthenpay Launches Mobile App for PINPAY for Fast and Secure Payments

ifthenpay has announced the launch of its new mobile application for PINPAY, allowing end consumers to make payments quickly and securely. This app aims to simplify the payment process, providing a practical and efficient solution for users.
ifthenpay Integrates Google Pay, Apple Pay and Pix into WooCommerce
06 January 2025
Read More

ifthenpay Integrates Google Pay, Apple Pay and Pix into WooCommerce

ifthenpay, an online payment platform, announced the integration of Google Pay, Apple Pay and Pix into its WooCommerce plugin, developed in partnership with webdados. This update allows WordPress merchants to leverage the most popular and secure payment methods on the market, offering their customers a faster and more convenient shopping experience.
ifthenpay Innovates with Integration to Leading Automation Platforms
23 December 2024
Read More

ifthenpay Innovates with Integration to Leading Automation Platforms

ifthenpay, a leader in payment solutions in Portugal, has announced its integration with Pabbly, Zapier, and IFTTT, enabling businesses to automate financial processes and optimize payment management.
ifthenpay Introduces Google Pay, Apple Pay, and Pix on Major E-commerce Plugins
13 December 2024
Read More

ifthenpay Introduces Google Pay, Apple Pay, and Pix on Major E-commerce Plugins

ifthenpay takes another step towards innovation, expanding its payment solutions to meet the growing needs of the market. From now on, users of the main e-commerce plugins can easily integrate Google Pay, Apple Pay, and Pix, offering greater convenience and flexibility in online transactions.
ifthen<span style='color:#88a9a0'>pay.me</span> Simplifies Payments with QR Codes
04 December 2024
Read More

ifthenpay.me Simplifies Payments with QR Codes

The digital age continues to transform in-person commerce, and ifthenpay.me emerges as an innovative solution to simplify payments for businesses seeking efficiency without relying on traditional payment terminals (TPA). Using QR codes, this tool offers merchants and customers a fast, practical, and secure payment experience.
CTT integrate ifthenpay Payment Solutions into their Online Store
15 November 2024
Read More

CTT integrate ifthenpay Payment Solutions into their Online Store

The online store of the CTT now offers payment methods such as Multibanco and MB WAY, utilizing the solutions of the Portuguese fintech ifthenpay. This strategic partnership allows ifthenpay to strengthen its presence in the market by offering its widely used and reliable payment solutions directly on the digital platform of CTT.
ifthenpay Leads Satisfaction Index in Electronic Payment Solutions on Portal da Queixa
01 November 2024
Read More

ifthenpay Leads Satisfaction Index in Electronic Payment Solutions on Portal da Queixa

ifthenpay reaffirms its leadership in satisfaction in the category of Electronic Payment Solutions on Portal da Queixa, achieving the best Satisfaction Index for several consecutive months. This result reflects consumers' trust in the excellence and quality of the services provided by the Portuguese fintech.
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Call Us
227 660 871
808 222 777
* Call cost to the national fixed network.
Address
Rua São José, 757
4535-404 Santa Maria de Lamas
Portugal - União Europeia
* 40° 58' 26.9882'' N | 8° 34' 21.0058'' W

In case of suspected fraud, contact: fraude@ifthenpay.com.
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